International health insurance for expats
What influences the costs of international health insurance?
- Roughly what does international health insurance cost?
- Does the premium fall if I choose a high deductible?
- Do I have to give health data to get a first cost estimate?
- What does international health insurance cost for pensioners?
Go to What influences the costs of international health insurance? →
Health insurance for expats in Dubai
- What does health insurance cost in Dubai?
- Does insurance automatically meet the visa requirements?
- Can I simply choose worldwide cover?
- I am moving and already have insurance. Which questions help me put it in context?
- What should I keep in mind when submitting bills?
- What happens if I did not answer the health questions correctly?
Moving abroad as a family
Global Mobility
Buy through a broker or directly from the insurer?
Health insurance for the self-employed and digital nomads abroad
- Which health insurance rules apply if I work self-employed in another EU country?
- Does my German statutory health fund pay if I live outside the EU?
- Is long-stay travel insurance enough for a digital nomad?
Go to Health insurance for the self-employed and digital nomads abroad →
Health insurance when you retire abroad
- Do I stay in German health insurance as a pensioner if I move to Spain or Portugal?
- What happens to my health insurance if I retire to Thailand or the USA?
- What is the S1 form?
- What does international health insurance cost for pensioners?
- Can I stay with a German statutory health fund as a pensioner abroad?
Health insurance when emigrating
German private health insurance (PKV) when emigrating
- Can I keep my German health insurance when I emigrate?
- What happens to my PKV if I emigrate?
- Can I simply keep my German PKV running abroad?
- May I cancel my PKV if I move abroad?
- Does a German PKV stay in place automatically if I emigrate?
- Is an Anwartschaft always sensible?
- When should I take care of this?
Go to German private health insurance (PKV) when emigrating →
Your existing international health insurance
Return to Germany
- What do I clarify before moving so that a return stays open?
- What applies on a return with a new job in Germany?
- What applies on a return as self-employed or without a job?
- How long can I stay abroad without making a return harder?
- What applies on a return if I am over 55?
- When do I cancel international health insurance when I come back?
Health insurance for secondment
Questions before the move
- Is travel health insurance enough if I live abroad for longer?
- What is the difference between travel, international and local health insurance?
- Do I take out the new health insurance before or after the move?
- Can I get international health insurance with pre-existing conditions?
- Which health questions does the application ask, and why do I have to answer them completely?
- How am I insured if I live or commute across several countries?
- Which health insurance makes sense for digital nomads in the long term?
- How do I compare quotes without looking only at the price?
PKV when leaving Germany
- Where and for how long does my German private health insurance (PKV) apply abroad?
- What happens to my Alterungsrückstellungen (ageing provisions built up in your German private health insurance) if I cancel the PKV?
- Is an Anwartschaft worth it if I emigrate?
- What is the difference between a full and a reduced Anwartschaft?
Expat health insurance when you move abroad from Germany
- What health insurance do I need when moving abroad from Germany?
- Can I keep my German health insurance when I move abroad?
- Should I cancel my German policy before I leave?
Go to Expat health insurance when you move abroad from Germany →
Health insurance when moving to France
- Do I have to take out health insurance in France if I work there?
- Does my EHIC apply if I move to France?
- From when do I have access to the PUMa if I do not work in France?
- Is a private or international policy enough for a stay in France?
- What applies to pensioners who move to France?
- Do I need a Mutuelle in addition, and what do I pay myself?
Health insurance when moving to Italy
Health insurance when moving to Spain
Health insurance when moving to Portugal
Health insurance when moving to Switzerland
- Do I have to take out health insurance in Switzerland?
- Can I keep my German insurance instead of Swiss basic insurance?
- What does the residence permit require in terms of health insurance if I do not work?
- Is my EHIC valid if I move to Switzerland?
- Can an insurer reject me for basic insurance?
- What applies to pensioners and students who move to Switzerland?
Health insurance when moving to Austria
- Do I have to take out health insurance in Austria if I move there?
- Does my EHIC apply if I move to Austria?
- Can I insure myself in Austria if I do not work, and does a waiting period apply?
- What proof of health insurance does the authority require for the registration certificate?
- What applies to pensioners who move to Austria?
- What applies to students who study in Austria?
Health insurance when emigrating to the United Arab Emirates
- Is health insurance mandatory in the emirates?
- Who pays for health insurance, me or my employer?
- How do Dubai and Abu Dhabi differ?
- Who insures my partner and my children?
- Is an international policy enough for the emirates?
- What applies to self-employed people, investors and retirees?
Go to Health insurance when emigrating to the United Arab Emirates →
Health insurance when moving to the USA
Health insurance when moving to Thailand
Health insurance when moving to Australia
- Am I entitled to Medicare as a newcomer?
- Do I have to be health insured in Australia?
- Is there an agreement between Germany and Australia for health insurance?
- What is Lifetime Health Cover and does it affect me?
- How are partners and children covered in Australia?
- Does my German health insurance apply in Australia?
Health insurance when moving to Canada
- Does Canada have public health insurance?
- Is there a single health insurance for everyone in Canada?
- Is there a waiting period in Canada before health insurance applies?
- Who is entitled in Canada when moving from abroad?
- How is the family covered if I move to Canada?
- Does my German health insurance apply in Canada if I live there?
- How do I bridge the time until the province pays?
Health insurance when moving to the United Kingdom
- Which health insurance do I need in England as a German?
- Do I have to be health-insured in the United Kingdom?
- What is the health surcharge and what do I get for it?
- Is a private or international policy enough instead of the surcharge?
- Does my EHIC apply if I move to the United Kingdom?
- How do I get a GP, and what does that mean for hospital treatment?
Health insurance when moving to the Netherlands
Health insurance when moving to Belgium
Health insurance when moving to Denmark
Health insurance when moving to Sweden
Health insurance when moving to Poland
Health insurance when moving to Greece
Health insurance when emigrating to Cyprus
- As a newcomer, am I entitled to the GeSY healthcare system?
- Do I need proof of health insurance for registration in Cyprus?
- Is a private or international policy enough for Cyprus?
- By when do I have to register in Cyprus?
- Does my EHIC apply if I move to Cyprus?
- Are my partner and children insured through me?
Health insurance when moving to Türkiye
- Which health insurance do I need when moving to Türkiye?
- Do you need health insurance for Türkiye?
- Is your German or international policy recognised for the residence permit?
- When can you join the Turkish state health insurance (GSS)?
- Does your German health fund pay in Türkiye?
- What applies to a secondment or work in Türkiye?
- What do you pay yourself in the Turkish GSS?
