The film shows a flight at golden hour: Paris, Rome, Dubai, Bangkok, Sydney, San Francisco and back to a house in Germany. At each stop there is a question we clarify with you.
International health insurance · independent broker
Wherever you move: we’ll go with you and find the right cover.
We sort out your international health insurance before you compare plans. On your own, as a family or for your team. And we plan the way back right from the start.
Free · by video or phone · English or German
Country guides
And 20 more countries.
For each destination there is a guide with the key checkpoints: obligation, proof, options and what to clarify in Germany. With sources and date (guides in German). All countries at a glance →
Four coordinates
Your situation first. Then the plan.
Four coordinates determine which cover fits you. We clarify them with you before a single plan is on the table.
Centre of life
Where will you live in twelve months, for how long, and who comes along?
International health insurance →Area of cover
Only in your destination, in a region or worldwide, with or without the USA, and what applies when visiting home?
International health insurance →Your share
Which deductible fits your budget, and is billing direct with the hospital?
What drives the costs →
Your first three questions
Opens the Calendly calendar (USA) in a new tab. Only then is data transferred to Calendly.
Situations
Three situations, three different conversations.
On your own
A job, studies or simply time for something new: we clarify which cover fits your life abroad and what happens to your German contract.
International health insurance →
As a family
Several people, one plan: pregnancy, children, school, visits to the grandparents. We look at everyone together.
Moving abroad as a family →
For your team
Assignments, international hiring, mobile leadership: first we clarify the scope with HR, finance and legal, then the solution.
Global mobility →
How we work
Broker means: we are on your side.
As an insurance broker licensed under § 34d (1) GewO we compare offers from several insurers for you. We are open about how we are paid.
01
Conversation
You tell us your situation. Health details do not belong in an email; we discuss them in the call.
02
Comparison
We put suitable offers side by side and tell you openly why we recommend which.
03
Support
After signing too: with claims questions, your next move and the way back.
Your adviser
Tassilo Peter Seitz
Tassilo Peter Seitz has advised on insurance since 2012 and built Insurance4Expats as a brand of Verus Vorsorge GmbH. In the first consultation he listens first: destination, family, current contract, way back.
- seit 07/2017Sales, Verus Vorsorge GmbH
- 10/2014 – 12/2023Owner, Seitz Finanz- & Versicherungsmakler, Spenge
- 03/2012 – 09/2014Field sales, Zurich Insurance Company Ltd., Bielefeld
Google reviews
What people say about Verus.
111 Google reviews of Verus Vorsorge GmbH · as of 09.10.2026
110 × 5 Sterne · 1 × 4 Sterne
„I was particularly impressed by the honest, transparent and patient advice. I never had the feeling that someone wanted to sell me something.“
Marie · Google · 4 months ago„My current life situation was specifically taken into account and actively shaped the advice […] Questions were answered quickly and reliably, and I continued to be looked after after signing.“
Falk E. · Google · 5 months ago„The team approaches me on its own when it makes sense to adapt contracts to new circumstances or better market conditions.“
Daniel W. · Google · 6 months ago„We particularly appreciate that consultations can take place flexibly by video call.“
Anna N. · Google · a year ago
Google reviews of Verus Vorsorge GmbH. Insurance4Expats is a brand of Verus Vorsorge GmbH and has no Google profile of its own; the reviews refer to Verus advice in general, not specifically to international insurance. We selected the four quotes; they are not representative of all reviews. Quoted verbatim (translated), cuts marked […]. We do not check whether reviewers actually used the advice.
Facts
At a glance
The key facts about Insurance4Expats, clear and verifiable. Insurance4Expats is a brand of Verus Vorsorge GmbH, Am Lenkwerk 9, 33609 Bielefeld, Germany. Insurance broker licensed under § 34d (1) German Trade Regulation Act, register no. D-UIPZ-B9EJU-36. We only operate insurance4expats.com and the profiles @insurance.4.expats.
Data page
25.10.2026
- Brand
- Insurance4Expats (insurance4expats.com)
- Operator
- Verus Vorsorge GmbH, Amtsgericht Bielefeld, HRB 45603
- Address
- Am Lenkwerk 9, 33609 Bielefeld, Germany
- Phone
- +49 521 522 799 0
- [email protected]
- Status
- Insurance broker licensed under § 34d (1) GewO, register D-UIPZ-B9EJU-36
- Service
- Advice and brokerage of international health insurance: moving abroad, family, German private insurance, return, assignments
- For whom
- People from Germany, Austria and Switzerland moving or living abroad; companies with mobile teams
- How
- Free first consultation by video or phone, in English or German
- Pay
- Commission from the insurer or an agreed fee, disclosed under “How we work”
- Adviser
- Tassilo Peter Seitz, Versicherungsfachmann (IHK), advising since 2012
FAQ
Frequently asked questions
Who is behind Insurance4Expats?
Insurance4Expats is a brand of Verus Vorsorge GmbH, Am Lenkwerk 9, 33609 Bielefeld, Germany (Bielefeld local court, HRB 45603). The company is an insurance broker licensed under § 34d (1) GewO, register no. D-UIPZ-B9EJU-36. Your adviser is Tassilo Peter Seitz.
We only operate insurance4expats.com and the profiles @insurance.4.expats. Offers with similar names, for example at insurance4expats.de, are not ours. Contact and disambiguation
Is Insurance4Expats an independent broker?
Yes, Verus Vorsorge GmbH is an insurance broker licensed under § 34d (1) GewO. A broker acts on behalf of the client and compares offers from several insurers instead of representing one insurer.
We are usually paid by a commission from the insurer or by a fee agreed with you. This can create a conflict of interest, so we tell you openly why we recommend an offer. How we work, how we earn
What does the first consultation cost?
Nothing. The first consultation is free and non-binding, by video or phone, in English or German.
You do not need to share health information for the first consultation. Which details an insurer requires we discuss when an application becomes concrete.
Roughly how much does international health insurance cost?
There is no honest flat answer. The premium mainly depends on age, area of cover (with or without the USA), scope of benefits, deductible and your health.
Which levers change the premium: What influences the costs.
Do you also advise companies sending employees abroad?
Yes. For assignments, international hiring and mobile leadership we first clarify the scope: which employee groups, countries and periods are affected? Only then do we look at options and providers.
First consultation
Ready for your plan?
In the free first consultation we sort out your situation: destination, family, current contract, way back. Only then do we talk about plans. By video or phone, in English or German.
Opens the Calendly calendar (USA) in a new tab. Only then is data transferred to Calendly. Prefer email? [email protected]. Please do not send health information by email. We discuss it in the call.